A quiet shift is happening across Main Street: millions of small businesses may change hands as baby boomer owners move closer to retirement. For people who have dreamed about becoming their own boss, Adam Klappholz from Zelle says this moment could open the door to buying an already-established business with local roots, loyal customers, and a reputation built over years.

Adam shares why the next generation of entrepreneurs may want to look at these businesses differently — not as starting from scratch, but as stepping into something meaningful and finding ways to modernize it with tools, systems, and payment options that fit how people work today.

Explore small business tools and resources at https://www.zelle.com/business.